It answers your question exactly. Their would appear to be a contradiction to the outside observer due to visual distortions, but none to the actual object falling in. So to the outside observer, the object would appear to freeze for a bit on the event horizon since that is the point at which Einstein's theory of relativity breaks down. But as this video, and many others like it explain, the actual object doesn't just stop falling. Matter can travel faster than light, provided the space it is occupying is being pulled faster than it. (e.g. inside a black hole.) And the universe does not end right before the event horizon. It extends well past the event horizon as well. The only thing that changes, is our known and accepted laws of physics. Also, black holes only evaporate after going long periods with absolutely no matter or background radiation feeding them. But a black hole of just one solar mass would take many quintillions of years to evaporate. Much longer than the age of the universe. So lrn2science. But you should probably lrn2spell before you take on that complicated monstrosity.